Financing Options For You

Paying for Treatment at Denver Fertility Care

Understanding Insurance

Helping to determine your benefits.

Denver Fertility works diligently to stay in network with all major insurance providers. We understand how hard it can be to work through the intricacies of insurance coverage, especially when it comes to fertility evaluation and treatment. Our financial coordinator will be with you each step of the way. Our financial specialist will collect your and your partner’s insurance information prior to your new patient consultation. We will determine what, if any, coverage is available for you, and will contact you directly to discuss.

If you do not have any fertility insurance coverage, we do provide a substantial discount to our self-pay patients. This information is provided to you when you make your initial, new patient consultation.

Affording Treatment

Paying for treatment.

Financial barriers should never get in the way of building a family. At Denver Fertility Care, we work closely with leading lenders to offer solutions for financing for our patients. With pay-over-time options, zero down monthly plans, subscription fertility plans for IVF and egg freezing, fertility can be financially achievable for everyone. Please contact us directly for assistance in choosing the right option for you at 720-420-1570, or start your own research now.

Future Family

To simplify paying for treatment, we’ve partnered with Future Family to offer 0% APR

financing and low monthly payment plans*. Future Family loans are a smart alternative

to high-interest credit cards and dipping into savings. Prequalifying is easy and won’t

affect your credit score.

Future Family covers all fertility-related treatments, including:

  • IVF Cycle Costs
  • Egg Freezing
  • IUI Cycle Costs
  • Egg or Sperm Donor
  • Gestational Carriers
  • LGBTQ Family Building
  • Medications
  • PGT Testing & Analysis
  • Reciprocal IVF
  • Surrogacy

Ally Fertility Financing 

Ally understands how personal this journey can be.  Ally Lending fertility care provider offers affordable fertility financing solutions, making it easier for you to focus on your path to parenthood. They have you covered every step of the way by financing the cost of your clinic, medication, IVF treatment, and more.

  • Consistent Support- Dedicated Fertility Support Specialist

  • National Pharmacy Lab Networks-The pharmacies in our network ship medications nationwide

  • Solutions for complete care- Financing solutions cover the cost for complete care; your clinics cost, IVF treatments, genetic testing, egg freezing, and medications.

  • Ally's application is free. And, you can pre-qualify with no impact to your credit. If you decide to pay the loan off early, you can do so without penalty

  • Competitive rates-Choose from 24-72-month loan options with annual percentage rates (APRs) starting at 3.99%, one of the lowest in the industry.


Via our partnership with fertility financing specialists CapexMD, we are pleased to offer our patients the most comprehensive financing options available, with customized loan programs to meet their individual needs and help ease the financial stress of treatment.

CapexMD specializes in providing patient financing services for all fertility treatment options. With their easy loan process and competitive rates, CapexMD ensures the financial aspects of treatment are not an obstacle to achieving your dream of a family. CapexMD offers a wide variety of loan options, allowing you to attain the necessary financing required to make your treatment affordable, including financing for Fertility Medications if necessary. Each loan program is designed to fit your individual circumstances and once approved, their Fertility Loan Specialists will work closely with Albrechts Women’s Care to ensure your funds are secured prior to the commencement of your treatment.

Why CapexMD?

  • Specialist in Fertility Financing
  • Competitive Rates
  • Pre-Approval within  hours
  • Highest Confidentiality
  • No Prepayment Penalties
  • Personal Attention
  • Easy and Secure Online Application
  • Flexible Terms
  • No Annual Fees
  • Retain your existing Credit Sources

Apply online and receive your pre-approval within 24 hours, or call 888.497.8414 to learn more.

Prosper Healthcare Lending

Prosper Healthcare Lending is the premier financing company in the healthcare industry. With over $3 Billion borrowed and over 250,000 people empowered, this is a name and a program you can trust. Here are some of the benefits you’ll receive with a loan from Prosper Healthcare Lending:

Here are some of the benefits you’ll receive with a loan from Prosper Healthcare Lending:

  • Immediate decisions for loans under $35,000
  • Longer terms for lower monthly payments
  • No collateral required
  • No prepayment penalties
  • Fast & easy loan inquiry process
  • 100% Confidential


In addition to the above financing sources, you can find a list of financing options at  on their finance page. If you have additional questions on financing, please call Denver Fertility at 720-420-1570. We would be happy to help point you in the right direction and answer all financing questions.

Medication and pharmaceutical partnerships

Denver Fertility works closely with Reunite and Compassionate Care for patients who qualify for medication discounts. Contact our financial counselors today to see if you qualify.

We also work closely with Fertility Partners of America, a nationwide pharmacy that allows patients to have the best pricing and discounts on all fertility medications. They have stellar customer service and will check your medication benefits through your insurance to see if you have insurance coverage.

IVF and Embryo Transfer Cycle Self-Pay Costs

Phase 1: In Vitro Fertilization

Phase one of your fertility journey begins with coordination of care and includes unlimited monitoring of ultrasounds and blood tests. During this stage, embryology laboratory oocyte retrieval takes place, followed by fertilization, ICSI, and culturing. Up to eight embryos will be cryopreserved under this cost, and the first six months of storage of your embryos are included at no cost.

  • Total cost: $10,200
  • Cash/check discount cost: $9,894


  • Care Coordination: $2,000
  • Unlimited Ultrasounds and Laboratory Evaluation: $2,000
  • Oocyte Retrieval & Fertilization: $4,950
  • Cryopreservation: $1,250

Additional Costs:

Given your personal diagnosis and circumstance, further testing may be desirable. Additional options, such as annual storage of frozen embryos, or the opportunity to freeze more than 8 embryos during one cycle, are also available for an additional cost.

Phase 1:  Additional Costs:

  • PGT Biopsy of Embryo Only (separate check to Denver Fertility): $1200
  • PGT-A Biopsy Analysis- Progenesis Laboratory (up to 8 embryos- paid directly to Genetic Lab): $1500
  • PGT-M or PGT-SR Biopsy Analysis (for specific gene mutation- pad directly to Genetic Lab): $2500-$6500
  • Anesthesia (paid directly to anesthesia): $400

Medications and additional testing costs

Depending on your personal circumstance and diagnosis, certain elements, like age, may factor into which tests and medications will best support your fertility goals. These medications can cost anywhere from $5000 to $9000 and vary from person to person.

  • Medications can cost anywhere from $1,000-$3,000 for embryo transfer.
  • Any testing related to pregnancy, including bloodwork to confirm pregnancy and ultrasounds: $2,000
  • Annual Cryopreservation/storage: $1,000
  • Embryo Biopsy and Cryopreservation of greater than 8 embryos: $100 per embryo

Phase 2: Embryo Transfer

Phase two of your IVF journey includes coordination of care, uterine testing, unlimited monitoring ultrasounds and blood testing, thaw and preparation of the embryo, and then embryo transfer.

  • Total Cost for Frozen Embryo Cycle: $6100
  • Cash/check discount cost: $5937


  • Care Coordination: $1500
  • Unlimited Ultrasounds and Laboratory Evaluation: $2000
  • Embryology Laboratory Fee $2600

Additional Costs:
       Uterine testing:

  • Trial Embryo Transfer (TET): $150
  • Uterine Cavity Evaluation- Sonohysterogram/Hysteroscopy: $600
  • Doppler Ultrasound: $300

Typical Treatment Costs:

Estimated pricing for most common services

  • Initial Consultation: $200
  • Follow-up Consultation: $115
  • IUI/AI: $500 (without medication or monitoring)
  • IVF: $14,000-$20,000
  • Egg Freezing: $7,600
  • Donor Egg: $17,200
  • Frozen Embryo Transfer: $6,100

Denver Fertility team

Denver Fertility Care

Denver Fertility Care was founded in 2010 by one of the leading fertility specialists in the region, Dr. Bruce Albrecht. Together, with board-certified obstetrician and gynecologist Dr. Dana Ambler, we provide comprehensive fertility treatments to help you achieve the family of your dreams. Our affiliations include:

  • AMA: American Medical Association
  • ASRM: American Society of Reproductive Medicine
  • ACOG: American College of Obstetricians and Gynecologists
  • SREI: Society for Reproductive Endocrinology and Infertility

To learn more, schedule a consultation by filling out our online form, or call: (720) 420-1570.

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